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Showing posts from May, 2024

Fundamentals of personal finances - retrieve the control over your money.

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 Are you one of the people that lives from paycheck to paycheck? You've had enough of this and you want to change that? Then this post is for You. Below I'll share with you few easy "tricks" that surely will improve your financial situation. So let's start from the basis: 1)  Strictly specified home budget. You won't be able to prevent your money from disappearing if you have no idea where exactly they disappear. Home budgeting will help you to track down the biggest enemy of your personal finances which are uncontrolled expenses. How do you start home budgeting? In the very beginning it will seem very annoying, because the best way to figure out where our money disappears is to write down all of our expenses and gather receipts if possible and then in the end on the month work with this data. After first month we should already notice some "red lights" and we will acknowledge the fact that we spend way too much money on certain things (what things t

Introduction and table of contents

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In this Blog I am writing down my knowledge which I am constantly expanding about finances, personal development and psychology. I will share with you various techniques of money saving, money earning and investing. Also the habits that will make your life objectively better, not only financial wise. Consequently using this knowledge in your life will for sure serve you good. I treat this blog also as my private vault of knowledge that I gathered and I am constantky expanding. Please keep in my mind that I am not native English speaker, I am from Poland and the reason why I decided to also translate my original polish blog to English was to reach a wider audience. I hope you can forgive me any language mistake/flaws and that despite them you can focus on the content. Below table of contents: 1) Recommendations Books I recommend that match the Blog theme Polish version of this blog. 2) Personal Finances Financial myths that you should stop believe in. Financial safety pillow - What is i