Posts

Introduction and table of contents

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In this Blog I am writing down my knowledge which I am constantly expanding about finances, personal development and psychology. I will share with you various techniques of money saving, money earning and investing. Also the habits that will make your life objectively better, not only financial wise. Consequently using this knowledge in your life will for sure serve you good. I treat this blog also as my private vault of knowledge that I gathered and I am constantky expanding. Please keep in my mind that I am not native English speaker, I am from Poland and the reason why I decided to also translate my original polish blog to English was to reach a wider audience. I hope you can forgive me any language mistake/flaws and that despite them you can focus on the content. Below table of contents: 1) Recommendations Books I recommend that match the Blog theme My Youtube channel Polish version of this blog. 2) Personal Finances Financial myths that you should stop believe in. Financial safety...
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Get Part of Your Money Back – Cashback Services (LetyShops & Alerabat)

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  How to Save Money on Everyday Online Shopping? Discover LetyShops – a Simple Way to Get Cashback Did you know that you can get some of your money back from online purchases? And it doesn't cost you anything extra or involve complicated procedures! In this post, I’ll tell you about LetyShops – one of the most popular cashback platforms that I personally use and highly recommend. What is LetyShops? LetyShops is a cashback service that gives users back a portion of the money they spend in hundreds of well-known online stores. Instead of paying the full price, you can get a few – or even several – percent of your spending back, almost completely automatically. How Does Cashback with LetyShops Work? It’s really simple: Install the free browser extension (available for Chrome, Firefox, Edge, etc.). Shop at one of the many stores partnered with LetyShops. The extension will automatically inform you when cashback is available and let you activate it with a single click. ...
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Collection of sites/apps that I recommend and use myself.

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  💼 My Recommended Tools & Platforms (With Referral Links) This post brings together all the websites and apps I personally use and recommend , along with my referral links. As I discover and test more useful tools, I’ll be updating this list regularly . ☕ 1) BuyCoffee A platform for supporting content creators where you can literally “ buy someone a coffee ” to show appreciation. Here's my link if you’d like to support me: ➡️ buycoffee.to/irm 💰 2) LetyShops – Cashback Platform LetyShops is a cashback service. It’s simple: when you shop via their platform at one of their partner stores, you get a portion of your money back . 💡 Want to know more?  Here’s a full blog post about LetyShops & Alerabat ✅ Sign up using the link below, and if you make a purchase worth at least 70 PLN within 30 days , you’ll get 10 PLN as a bonus . ➡️ Join LetyShops 🔍 3) Alerabat – Cashback + Coupon Codes Very similar to LetyShops, but with an extra feature: the browser exten...
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Microsoft Rewards - Get rewards for your daily internet activities!

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  Did you know you can earn free online rewards just by using Bing, browsing with Microsoft Edge, or shopping in the Microsoft Store? Thanks to the Microsoft Rewards loyalty program, you can earn points every day and exchange them for gift cards, vouchers, discounts , or even charitable donations ! 🔍 What is Microsoft Rewards? Microsoft Rewards is a free program created by Microsoft that rewards users for online activities such as: Searching the web using Bing Browsing with Microsoft Edge Taking part in quizzes and surveys Shopping in the Microsoft Store It’s the perfect way to earn points for things you already do online ! 🎁 What can you get with Microsoft Rewards? The points you earn can be redeemed for: Gift cards to Allegro, Zalando, Xbox, Spotify, Amazon, Google Play, Netflix, Empik, and many more Xbox Live or Game Pass top-ups Discounts on Microsoft software and games Donations to charitable organizations Access to exclusive Microsof...
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Garage Sale Through Internet: Ho to earn money and declutter your home at the same time

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S elling used items such as clothing, furniture, electronics, or books is becoming increasingly popular. It’s an excellent way to declutter your space while helping others find what they need. In this post, I’ll share some benefits and tips for occasional selling. Benefits Earn Extra Money with Minimal Time and Effort Selling unused items can bring in a decent income with minimal time and effort if you’re organized. For example, I’ve earned 300$ net so far, and the total time I’ve invested is less than 10 hours. Declutter Your Home or Storage Space Getting rid of old and unused items automatically helps clean up your home, making it more comfortable and enjoyable to live in. Eco-Consciousness Selling used items is an eco-friendly approach to consumption. Instead of throwing items away, you’re giving them a second life, reducing waste, and contributing to a more sustainable lifestyle. Building Consumer Awareness Engaging in occasional sales helps you become more mindful about your purch...
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Trivia about money

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  Phoenicians, as one of the most developed and mobile traders in the ancient world, played a key role in the development of forms of money. Before the invention of money in the form of coins, trade was based on barter – the exchange of goods and services. However, as the Phoenicians engaged in international trade, they needed more efficient methods of transaction that would allow for easier exchange of goods. Coins – The Phoenicians were among the first to use coins as a form of money. Phoenician money was not the first in history (coins were invented in Lydia around the 7th century BC), but it played a crucial role in popularizing this invention in the Mediterranean basin. Scientists from the University of Massachusetts reported that traces of cocaine were found on 9 out of 10 banknotes in circulation in major American cities. The wealthiest person in history was most likely Mansa Musa, ruler of the Mali Empire from 1312 to 1337, whose fortune was estimated at $450 billion. About...
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Psychology trivia - How our brain works.

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  Here are 10 facts about human psychology that may help you understand a few phenomena: Picture Superiority Effect – People remember information presented in the form of images better than words. Our brain processes images faster and more accurately than text, which is why visual presentations are more effective for memory retention. Dark Triad of Personality – This is a psychological term describing three specific, undesirable personality traits: narcissism, Machiavellianism, and psychopathy. People exhibiting the traits of the dark triad are often manipulative, selfish, and lacking empathy, which can lead to difficult social interactions. Pluralistic Ignorance – This phenomenon occurs when people in a group wrongly assume that others think or feel differently than they do, leading to a lack of action. For example, in emergency situations, people may not intervene because they assume that since no one else is acting, it must not be necessary. Psychogenic Amnesia – This is a f...
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Financial Pyramid - What is it and how to avoid it?

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  A financial pyramid, also known as a Ponzi scheme, is a structure of fraud designed to deceive participants by promising high returns on investments. The pyramid operates on the principle that profits for earlier participants are paid from the funds contributed by new recruits rather than actual profits generated by investments. This system is doomed to collapse in the long run because it requires a constant influx of new members to function. How does a financial pyramid work? In a financial pyramid, the main source of income is the money contributed by new participants. The system functions well only as long as the number of new recruits keeps growing. Earlier participants receive payouts from the contributions of new members. When new recruits stop coming, the structure collapses because there are no funds to pay the promised returns. As a result, most people, especially those who join later, lose their investments. Examples of financial pyramids Bernard Madoff and his Ponzi sc...
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